Credit Cards - Murder in the First Degree

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This book is about debt and how it destroyed my life. You will learn what I have learned in dealing with credit companies. The purpose of this book is to teach others so that they will not make the same mistakes and have the same disappointments in life that I have had.

There have been a lot of books written about finances, credit cards, and controlling debt. A lot of them have some good advice to follow. If you’re like me, you were happy with the new information you learned and immediately started to follow the book’s advice. But, after a short period, you stopped following it. Why do we do that? What is wrong with us? I always thought there was something wrong with me because I couldn’t apply myself.

Well, guess what? There is nothing wrong with me and there is nothing wrong with you. The books that are out there don’t explain what you need to do to be able to follow the advice, and therefore, be successful.

I’m not going to rehash the same information that experts have been printing for decades. It would be a waste of your time and money; who needs that? Instead, I am going to teach you how to learn something and make it stick by sharing with you my struggle with credit card companies and debt. I was very lucky. I was taught a unique way. I didn’t even understand the value of my lessons until I learned them.

This book is laid out very simple.

First, you will read my personal story about how I got trapped in debt,

I will examine why the credit card companies are the way they are,

I will teach you what I learned and how I learned it,

And finally, I will give you 5 simple and easy rules to follow on how to use your credit card properly.

It is very important that you read this book through from beginning to end. It is structured to help you learn. By the end, you will understand how to make information stick; then you can apply it with other information you collect through life. But let me warn you now, that the process of making information stick is not fast, but it is easy.

Once your credit cards are paid off, or after you are bankrupt, I promise you that as long as you follow my 5 simple rules for using a credit card, your credit score will sky rocket.